Risk Disclaimer

1. No Financial Advice

2. High Risk of Loss

TRADING INVOLVES SUBSTANTIAL RISK OF LOSS AND IS NOT SUITABLE FOR ALL INVESTORS.

You should be aware that:

• You can lose money quickly: Markets are volatile and losses can occur rapidly
• Past performance is not indicative of future results: Historical data cannot predict future outcomes
• You may lose your entire investment: In some cases, you could lose more than your initial investment
• Market conditions change: Strategies that worked in the past may not work in the future
• Emotional trading: Fear and greed can lead to poor decision-making

3. No Guarantees

SnapPChart makes absolutely no guarantees or warranties regarding:

• The accuracy or reliability of analysis results
• The profitability of any trade or strategy
• The avoidance of losses
• The performance of any security or market
• The availability or uptime of the Service

4. Automated Analysis Limitations

SnapPChart uses artificial intelligence and automated algorithms to analyze charts. You acknowledge that:

• AI can make mistakes: Machine learning models are not perfect and can misinterpret data
• Technical issues: Software bugs, API errors, or system failures may occur
• Data limitations: Analysis is based on the chart image you provide, which may be incomplete
• No context awareness: The AI doesn't know about news, earnings, or market conditions
• Backtesting bias: Signals are based on historical patterns that may not repeat

5. Your Sole Responsibility

6. Not Investment Professionals

The creators and operators of SnapPChart:

• Are NOT registered investment advisors (RIAs)
• Are NOT licensed financial planners
• Are NOT certified financial analysts
• Are NOT brokers or dealers
• Do NOT provide personalized investment advice

We strongly recommend consulting with licensed financial professionals before making any investment decisions.

7. Market Risks

Financial markets are subject to numerous risks, including but not limited to:

• Market Risk: Overall market movements affecting all securities
• Volatility Risk: Rapid and unpredictable price changes
• Liquidity Risk: Inability to buy or sell at desired prices
• Leverage Risk: Amplified losses when trading on margin
• Regulatory Risk: Changes in laws or regulations
• Geopolitical Risk: International events affecting markets
• Company-Specific Risk: Issues affecting individual securities
• Black Swan Events: Unpredictable, extreme events

8. Specific Trading Risks

8.1 Day Trading

Day trading is extremely risky. Studies show that the majority of day traders lose money. Day trading requires significant time, knowledge, and emotional discipline.

8.2 Options Trading

Options can expire worthless, resulting in 100% loss of premium paid. Options trading is complex and not suitable for inexperienced investors.

8.3 Penny Stocks

Penny stocks are highly speculative and extremely risky. They are subject to manipulation, low liquidity, and significant volatility.

8.4 Leverage and Margin

Trading on margin or using leverage can magnify losses. You could lose more than your initial investment and be required to deposit additional funds.

9. No Liability

10. Independent Verification Required

You must:

• Independently verify all information before trading
• Cross-reference analysis with multiple sources
• Understand the fundamentals of any security you trade
• Stay informed about market conditions and news
• Monitor your positions actively

11. Hypothetical Performance

Any hypothetical performance results or backtested data have inherent limitations:

• They do not represent actual trading
• They may not reflect the impact of fees, slippage, and market conditions
• They are based on hindsight and may overstate performance
• Actual results may differ significantly

12. Testimonials and User Results

Any testimonials, user results, or success stories:

• Are not typical or guaranteed
• Do not represent what you will achieve
• May not be verified or authenticated
• Should not influence your decisions

13. Regulatory Considerations

You are responsible for:

• Complying with all applicable laws and regulations in your jurisdiction
• Understanding tax implications of your trading
• Reporting trading activity as required by law
• Ensuring you are legally allowed to trade in your location

14. Changes to This Disclaimer

We may update this disclaimer at any time. Continued use of the Service indicates acceptance of any changes.

15. Questions and Concerns

If you have questions about this disclaimer, contact us at: ben@snappchart.app